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Active
$975,000
/mo Edit
Multi-family:  Duplex Side by Side
Built 1875
4,605 sqft0.31 acres
St. Paul schools
MLS# 6497139
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         12p - 2p
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    Property Description

    One of the most charming blocks in Ramsey Hill, steps from Summit Avenue on a cobblestone road. This Victorian-era home was once a B&B with attached living quarters, but today is ideal as an owner occupied duplex -- 2/3 of the square footage are the main residence giving it the feel of a single family house, with the remaining square footage being a 2 story rental space. This home features beautiful architectural details - six fireplaces, original wood work/floors, and sculpted kitchen ceiling detail. The spacious main-floor family room is perfect for hosting gatherings. Upstairs, each bedroom includes a recently updated en suite bathroom. The rental space ($20k+ income/yr) features a private entrance, main floor living room and spacious eat-in kitchen with two bedrooms upstairs. This unique layout means you'll barely know each other are there. A large 3-car garage + ample off-street parking. Walk to shops, restaurants, and experience the most historic neighborhood of the Twin Cities!

    Listing

    Contingency: None
    Price per sq ft: $212
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Side by Side
    Zip Code: 55102
    Neighborhood/Area: Summit-University
    Subdivision Name: Dayton & Irvines Add

    Interior

    Living Area: 4,605 ft2
    Ranges: Two
    Refrigerators: Two
    Basement Details:
    • Daylight/Lookout Windows
    • Full

    Exterior

    Stories: Two
    Garage Spaces: 3
    Garage Dimensions: 24x22
    Garage Size: 528 ft2
    Garage Door Height: 8
    Garage Door Width: 10
    Foundation Size: 2,788 ft2
    Handicap Accessible: None
    Heating System:
    • Forced Air
    • Hot Water
    Parking Features:
    • Detached
    • Garage Door Opener
    • Gravel
    Shared Amenities: Common Laundry
    Exterior Material: Wood Siding

    Lot & Land

    Acres: 0.31
    Geolocation: 44.94444934, -93.11442064
    Lot Dimensions: 90 x 142
    Zoning: Residential-Multi-Family

    Schools

    School District: 625
    District Phone: 651-767-8100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: $2,283
    Annual Fuel Expense: $2,981
    Annual Insurance Expense: $6,857
    Annual Maintenance Expense: $3,000
    Annual Gross Expense: $18,741
    Annual Trash Expense: $1,020
    Annual Water/Sewer Expense: $600

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $18,946
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $18,946

    Income

    Annual Gross Income: $20,700
    Misc. Annual Income: None
    Misc. Monthly Income: None

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: Yes
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of Coldwell Banker Realty.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.