My notes for this property


Add listing to my favorites (required)
Pending
$350,000
/mo Edit
Multi-family:  Duplex Up and Down
Built 1923
1,815 sqft0.13 acres
St. Paul schools
MLS# 6527672
My rating:
Request a Showing  
Agent
Ask the Agent

Ask the Agent

    Property inquiries submitted online are continually monitored to provide the best possible service.







    Thank You!

    An agent will be in contact with you soon to answer your question.

    Property Description

    Don't miss this exceptional home and investment opportunity featuring an Up/Down duplex just a stone's throw from Lake Phalen. The upper unit offers a spacious layout with 3 bedrooms and 1 bathroom. Meanwhile, the lower unit features 2 bedrooms and 1 bathroom. Convenience is key with shared, secured laundry facilities. But that's not all – the property also boasts an incredible garage, spacious enough for 3 cars and complete with high ceilings. The upper level of the garage is finished and heated and presents versatile options such as an office space, storage area, game room, or playroom...23x10. Step outside to discover a secure backyard enclosed by a tall wood fence, providing privacy and plenty of space, divided for both units' enjoyment. Backing up to the Bruce Vento Trail, this duplex offers easy access to Lake Phalen trails, parks, and the beach. And with grocery stores and restaurants just under 5 minutes away, you'll love the convenience of the location.

    Listing

    Contingency: None
    Price per sq ft: $193
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55106
    Neighborhood/Area: Payne-Phalen
    Subdivision Name: Lakeview Add 1

    Interior

    Living Area: 1,815 ft2
    Ranges: One Per Unit
    Refrigerators: One Per Unit
    Basement Details:
    • Finished
    • Full
    • Owner Access
    • Single Tenant Access

    Exterior

    Stories: One and One Half
    Garage Spaces: 3
    Garage Size: 648 ft2
    Foundation Size: 793 ft2
    Fencing: Wood
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System: Forced Air
    Parking Features:
    • Asphalt
    • Detached
    • Heated Garage
    • Insulated Garage
    Shared Amenities: Common Laundry
    Road Frontage:
    • City Street
    • Paved Streets
    Exterior Material: Stucco
    Roof Details:
    • Age Over 8 Years
    • Asphalt

    Lot & Land

    Acres: 0.13
    Geolocation: 44.9875175334, -93.0454611433
    Lot Dimensions: 110 x 52 x 110 x 56
    Zoning: Residential-Multi-Family
    Lot Description: Tree Coverage - Medium

    Schools

    School District: 625
    District Phone: 651-767-8100

    Expenses

    Annual Electric Expense: $3,900
    Annual Fuel Expense: $3,900
    Annual Insurance Expense: $1,093
    Annual Maintenance Expense: $1,400
    Annual Gross Expense: $8,108
    Annual Trash Expense: $800
    Annual Water/Sewer Expense: $915
    Tenant Expenses: Cable TV

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $5,094
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: None

    Income

    Annual Gross Income: $16,800

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: Yes
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

    Apply Online     Home Purchase Qualifier     Refinance Rate Checker    

    Listing provided by RMLS, courtesy of West and Main Homes MN.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.