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$245,000
/mo Edit
Single Family:  1 Story
3 br • 2 ba • Built 1972
1,718 sqft • 0.14 acres
St. Cloud schools
MLS# 6646294
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    Property Description

    This beautiful home offers generous size Bedrooms, an abundance of natural light that shines brightly through the newer windows throughout the home. It also has all new high efficiency furnace and AC in 2023 along with a new water heater. The living room offers a large picture window and new flooring in 2024. There have been many other updates to the house including updates to the downstairs bathroom and new plumbing in the upstairs bathroom. In the garage you will find a nicely sized work bench perfect for projects around the house, the double deck is perfect for hosting cookouts or relaxing in the sun. The laundry room offers pegboard walls for easy storage and an extra-large washer/dryer. The seller is willing to pay $5000 in closing costs and has a 3.5% assumable loan that will end up saving you thousands of dollars! It is conveniently located close to the bus line and many shopping and restaurant options. This is a perfect place to call home! Come check out this spacious Noth side home soon it will not last long! Assumable loan at 3.5% interest. If you qualify for financing, you can assume what the seller still owes on this property for an interest rate at 3.5%, then get a second loan for the remainder of the purchase price. You will save thousands of dollars. This home is centrally located in St. Cloud and easy reach to all shopping, the hospitals, and recreational facilities and public transportation. It has a full basement and can be expanded easily for another bedroom in the basement. New roof. New furnace. Updated windows and carpets and flooring. Come check this house out!!! It's a good house at a low interest rate.

    Listing

    Contingency: None
    Price per sq ft: $143
    City: Saint Cloud
    County: Stearns
    State: MN
    Property Style: 1 Story
    Zip Code: 56303
    Subdivision Name: First Add To North Side Park

    Interior

    Living Area: 1,718 ft2
    Common Wall: No
    Appliances Included:
    • Dishwasher
    • Dryer
    • Range
    • Refrigerator
    • Washer
    Basement Details:
    • Block
    • Egress Window(s)
    • Finished
    • Full

    Exterior

    Stories: One
    Garage Spaces: 1
    Garage Dimensions: 24x14
    Garage Size: 336 ft2
    Garage Door Height: 7
    Air Conditioning: Central Air
    Foundation Size: 938 ft2
    Foundation Dimensions: 24x40
    Handicap Accessible: Partially Wheelchair
    Road Responsibility: Public Maintained Road
    Heating System: Forced Air
    Parking Features: Detached
    Unit Amenities: Deck
    Road Frontage:
    • City Street
    • Curbs
    • Paved Streets
    • Sidewalks
    Exterior Material:
    • Engineered Wood
    • Fiber Board

    Rooms

    1/4 Baths: None
    Full Baths: 1
    Half Baths: None
    3/4 Baths: 1
    Bathroom Details:
    • 3/4 Basement
    • Main Floor Full Bath
    Dining/Kitchen: Kitchen/Dining Room
    Main Level Size Sq Ft
    Living Room  17 x 11  187 
    Dining Room  9 x 10  90 
    Kitchen  12 x 10  120 
    Bedroom 1  13 x 13  169 
    Bedroom 2  11 x 9  99 
    Basement Level Size Sq Ft
    Bedroom 3  13 x 9  117 
    Family Room  23 x 10  230 
    Laundry  9 x 10  90 

    Lot & Land

    Acres: 0.14
    Geolocation: 45.575323, -94.177107
    Lot Dimensions: 50 x 124
    Zoning: Residential-Single Family
    Lot Description: Public Transit (w/in 6 blks)

    Schools

    School District: 742
    District Phone: 320-253-9333

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $2,262
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $2,262
    Association Fee Required: No
    Association Fee: None

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

    Apply Online     Home Purchase Qualifier     Refinance Rate Checker    

    Listing provided by RMLS, courtesy of Edina Realty, Inc..
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.