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For Sale:  Saint Paul MLS# 7131546

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Active
$389,000
/mo Edit
Multi-family:  Duplex Up and Down
5 br • 3 ba • Built 1889
2,073 sqft • 0.11 acres
St. Paul schools
MLS# 7131546
763-576-8286
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    Property Description

    This 1889-built duplex in St. Paul’s sought-after West 7th neighborhood, offers immediate income from day one with multiple ways to increase its earning potential. The vacant 3-bedroom, 1-bath lower unit is freshly updated with new flooring, paint, lighting and ceiling fans, ready for an owner-occupant or new tenant. Upstairs, an existing tenant is leased at $1, 900/month through June 2027, helping offset your mortgage from day one. Here’s where it gets interesting. The upper level includes a 1-bedroom/1-bath + loft AND a separate studio with its own entrance and ¾ bath. After the lease ends, explore converting the studio into a conforming third unit by adding a kitchenette, plumbing, separate utilities and obtaining required City approvals. Prefer to rent the entire property? The lower unit has an estimated market rent of approximately $2, 100/month, creating potential for roughly $4, 000/month in combined gross rent in its current duplex configuration. Each unit has its own washer/dryer, and major improvements including the roof, water heater, sump pump and appliances. An oversized 24x19 detached 2-car garage with tall ceilings, a small office and additional storage potential adds even more flexibility. Located in West 7th with convenient access to downtown St. Paul, Xcel Energy Center, United Hospital, MSP Airport, Mississippi River recreation, dining and entertainment. House hack it. Rent both units. Explore a third unit. Maximize the garage. One property. Multiple ways to create income. Schedule your showing and see the possibilities for yourself.

    Listing

    Listing Status: Active
    Contingency: None
    List Price: $389,000
    Price per sq ft: $188
    Property Type: Multi-family
    City: Saint Paul
    Garage Spaces: 2
    County: Ramsey
    Year Built: 1889
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55102
    Neighborhood/Area: 103
    Subdivision Name: Clarkes Add

    Interior

    Bedrooms: 5
    Bathrooms: 3
    Finished Area: 2,073 ft2
    Living Area: 2,073 ft2
    Refrigerators: Two
    Basement Details: Unfinished

    Exterior

    Stories: More Than 2 Stories
    Garage Spaces: 2
    Garage Size: 456 ft2
    Foundation Size: 1,190 ft2
    Handicap Accessible: None
    Heating System: Baseboard
    Parking Features: Detached Garage
    Shared Amenities: Patio
    Road Frontage:
    • City Street
    • Curbs
    • Paved Streets
    • Sidewalks

    Rooms

    Laundry:
    • In Basement
    • Upper Level

    Lake & Waterfront

    Waterfront Present: N

    Lot & Land

    Acres: 0.11
    Geolocation: 44.924389, -93.133303
    Lot Dimensions: 36 x 120
    Zoning: Residential-Multi-Family
    Lot Description:
    • Corner Lot
    • Public Transit (w/in 6 blks)
    • Tree Coverage - Light

    Schools

    School District: 625
    District Phone: 6517678100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: $1,800
    Annual Maintenance Expense: None
    Annual Trash Expense: None
    Annual Water/Sewer Expense: None
    Tenant Expenses: Cable TV, Electricity, Telephone

    Financial & Taxes

    Tax Year: 2026
    Annual Taxes: $7,336
    Lender-owned: No
    Assessment Pending: Unknown
    Taxes w/ Assessments: $7,336

    Income

    Annual Gross Income: $43,200
    Misc. Annual Income: None
    Misc. Monthly Income: None

    Rent

    Annual Net Income: $36,720

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of JPW Realty.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.